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Who we are and how we work
Fredriksen Insurance started in 1980 with one agent and a belief that insurance should be personal. Forty-five years later, the team is bigger but the principle is the same: know every client, answer every call, and never recommend something you wouldn't buy yourself.
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One team. Every line of coverage.
We start by understanding your situation, because no two families or businesses carry the same risk. Our team of licensed agents shops across our carrier network to build coverage that actually fits, then stays with you through renewals, life changes, and claims. From health and benefits to property and casualty, we handle the full range so you have one team that knows your whole picture.
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The people we protect have a few things to say.
What We Cover
Your employees, your business, your home, your health. All covered by people you actually know.
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Health & Benefits
Group health, dental, vision, life, and disability programs for Idaho employers. Benchmarked, competitive, and managed year-round.
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Personal Insurance
Home, auto, umbrella, rentals, boats, recreational vehicles, flood, earthquake, and travel. Coverage for your life outside the office.
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Business Insurance
Property, GL, commercial auto, workers' comp, surety, inland marine, cyber, captive programs, and industry-specific coverage for Idaho businesses of every size.
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One brokerage. Every line of coverage.
No call centers. No scripts. Just experienced local agents who know Idaho and know your name. Every member of our team is licensed and ready to help.
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We learn your situation first
Before we quote anything, we sit down and understand what you're dealing with. Your business, your family, your budget, your frustrations with your current setup. The conversation comes before the spreadsheet.
We show you what the market offers
We shop your coverage across our carrier network, benchmark your plan against real data, and present clear options with the numbers behind them. No jargon. No pressure. Just choices you can actually evaluate.
We check in as your life changes
Renewals, claims, compliance questions, employee meetings, life changes. We're not the broker who shows up once a year with a renewal. We're the one who answers the phone in February when something goes wrong.
We work for you. Not for a carrier.
Independent means we don't have a corporate parent telling us which products to push. We have relationships with dozens of carriers, and we place your coverage with the one that fits best. Our recommendations are based on your situation, not a sales quota. That's been the rule since 1980 and it's not changing.
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