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Our approach
In construction, your bond is your word, backed by a financial guarantee. Without the right bonding capacity, you don't get the bid. Without the right surety partner, you don't get the bond. And without an advisor who understands both construction and surety underwriting, you leave capacity and opportunity on the table.
We work with contractors, subcontractors, and developers to build surety programs that grow with your business. We know what underwriters look for: work-in-progress schedules, financial statements, project backlog, banking relationships, and management depth. We help you present your business in the strongest possible light. Our carrier relationships span standard, specialty, and excess surety markets, so we can place bonds for contractors at every stage of growth across Idaho.
coverage
Bid bonds
Guarantees you'll enter the contract and provide performance and payment bonds if you win. Typically 5 to 10% of the bid amount. We issue bid bonds within 24 to 48 hours once your program is established, so you never miss a deadline.
Performance bonds
Guarantees the owner that contracted work will be completed per specs, schedule, and quality requirements. Required on virtually all public projects and increasingly on private work above $100K. We make sure your limits match the jobs you're chasing.
Payment bonds
Guarantees that subs, suppliers, and laborers will be paid. Protects the owner from mechanic's liens and payment disputes that can shut down a project and damage everyone involved.
Maintenance bonds
Guarantees your work for a warranty period after completion, typically one to two years. Covers defects in materials and workmanship discovered after the owner takes possession.
Subdivision and site bonds
Guarantees completion of infrastructure improvements (roads, utilities, grading) required by municipalities before development permits are issued. Essential for residential and commercial developers working in Idaho's growing communities.
Bonding capacity growth
We work with your financials, your CPA, and your banker to build a multi-year strategy that increases your single and aggregate limits over time. More capacity means larger projects, more competitive bids, and faster growth.
We evaluate your financials
Balance sheet, WIP schedule, backlog, and banking relationships. We review them the way a surety underwriter would, then help you strengthen your presentation.
We secure your bonding capacity
We present your business to the right surety markets and negotiate the highest single and aggregate limits available.
We issue bonds fast
Once your program is in place, bid bonds in 24 to 48 hours. Performance and payment bonds as fast as the project requires.
More bonding capacity means more work. Let's grow yours.
Surety underwriters decide how much work you can take on. We know exactly what they look for, and we help you present your business in the strongest possible light.
What Business Owners Ask Us Most
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Let's see how much bonding capacity your business can support.
Tell us about your operations and we'll evaluate your financial picture for surety.
We'll be in touch within 24 hours. That's not aspirational. It's a guarantee.
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