One family. One team. Every policy you carry.
Most insurance agencies specialize in one thing and send you somewhere else for the rest. We built ours differently. Your employee benefits, your commercial coverage, your home and auto, and your Medicare are all managed by the same team that already knows your business, your family, and your priorities. When one side of your insurance picture changes, the people managing the other side already know about it. That's what one relationship across every line actually looks like.
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What We Cover
Your employees, your business, your home, your health. All covered by people you actually know.
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Health & Benefits
Group health, dental, vision, life, and disability programs for Idaho employers. Benchmarked, competitive, and managed year-round.
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Personal Insurance
Home, auto, umbrella, rentals, boats, recreational vehicles, flood, earthquake, and travel. Coverage for your life outside the office.
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Business Insurance
Property, GL, commercial auto, workers' comp, surety, inland marine, cyber, captive programs, and industry-specific coverage for Idaho businesses of every size.

Proud member of United Benefit Advisors (UBA), a national network of the top independent benefit advisory firms. Boutique attention, backed by national resources.
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Licensed agents who live here too
No call centers. No scripts. Just experienced local agents who know Idaho and know your name. Every member of our team is licensed and ready to help.
We work for you. Not for a carrier.
Independent means we shop the full market on your behalf. No carrier quotas. No production targets. When we recommend a policy, it's because it fits your situation. We've operated that way since 1980 and it's the reason we're still family-owned and still here.
The FRED Blog
Insurance made simple. Tips and updates for Idaho businesses and families.
Meet Fred Insure.
We're Idaho's largest family-owned insurance brokerage and we've been protecting businesses and families here since 1980. Whether you need employee benefits, commercial coverage, personal insurance, or Medicare guidance, it starts with a 10-minute conversation. A licensed agent will be in touch within 24 hours.

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